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Working with a financial advisor is a big personal decision and it's important to have all of the information available so you can make the best decision for yourself.

Contrary to popular belief, retirement is more of a dollar amount than it is an age-based milestone. I believe that retirement can be viewed as a period of time in your life where your use of capital - time, money, and energy - is best aligned with your desires.

​When you take a long-term approach to the stock market, the odds of making money evolve a little bit. If you only had money invested in the market for 1 month, you would have a 38% chance of losing money. If you keep money in the market for 15 years (based on historical returns), your odds of losing money drop to 0.2% and your chances of making money increase to 99.8%. I don't know about you, but I'm comfortable with those odds.

Financial IQ #48

A different way of thinking

If you keep these fees in mind, you'll have the upper hand and won't get taken advantage of by a bank, credit card company, or a money-hungry salesman disguised as a financial advisor.

During times of digital evolution, all that everyone truly wants is an easier, better, or more efficient way to accomplish tasks that are already being done - and a digital currency and blockchain-based ecosystem allows that exact thing to happen. That same technology is also serving as the foundation and railway for wealth equity across the world.

Financial IQ #36